About Us

Terra Motors finances E-Rickshaw to people from the bottom of the social pyramid and those who want to earn a respectable living. The company has created its own niche E-Rickshaw financing and all it’s schemes are flexible as per the market requirements. Our goal is to ensure a smooth and hassle-free process, starting from documentation to repayment, while offering the utmost flexibility to adapt to market dynamics.

At Terra Motors, we understand that every customer is unique, and their requirements vary. Hence, our repayment plans are meticulously customized to suit individual needs. We strongly believe in providing financial solutions aligned with your goals, enabling you to achieve financial success.

We take into account various factors such as your location, loan tenure, and customer profile to offer you an attractive interest rate. Our aim is to ensure affordability while maximizing value for our customers, allowing them to make the most of their investment. We take pride in our commitment to customer satisfaction and strive to build long-term relationships based on trust and mutual growth. Choose Terra Finance for a financing experience that meets your needs and empowers you to elevate your standard of living. Join our community of successful E-Rickshaw owners and let us be a part of your journey towards a prosperous and respectable

Highlights of Business

No. of location presence

No. of smiles delivered(vehicle)

Asset deployed on lease (Cr)

Disbursement worth (₹)

Green kilometers

With our EVs, you can enjoy cost savings and a better driving experience

Accessible for all

Affordable for all

Easy payment terms

Competitive interest rates

Hassle-free process

Commercial Offering

Simple & Quick Process Minimal Documentation
Loan Amount 50,000- 1,50,000
Interest 14-20% per annum*
Tenure 12-36 months
Processing fee+ Document Charge 5%
Subvention Charge 3%
GPS charge Extra*
(excluding GST)

EMI Calculator

36 months

How to Get Started?


IOT Protects Your Assets

In today’s time where vehicle theft is still very much a big issue, Terra Motor provides an option of installing GPS device in every vehicle which will be directly connected to Terra Track App. A dealer, a customer or any stake holder can track the live location of the vehicle, which will directly have a positive impact on the issue. It will also provide the customer and the company with vital information like the mileage, running time, etc.

Insurance Protects Your Business

All Terra vehicles are insured with the best policy available in the market. To make the process of insurance quick and hassle-free, Terra Motor provides a tutorial session to each of its customer and also educates them about the policy at the time of delivery of the vehicle.


Yes, just like any other motor vehicle, you can avail loan facility for E-Rickshaw.
Terra Finance along with it’s preferred finance partners provides quick loans.
Terra Finance is Terra Motors’ own NBFC segment which provides easy e-rickshaw loans to individuals.
Anybody willing to buy Terra Motors E-rickshaw can get a loan from Terra Finance.
Buy a Terra E-rickshaw and submit mandatory documents and get loan in 1 day.!
Our easy and affordable EMI ranges between 6500INR -8500INR
Our e-rickshaw loan tenure ranges from 12 to 24 months.
Terra Finance interest rate is 16-18% p.a.
There is a processing fee & documentation charge of 5% and subvention charge of 3% on the loan.