About Us

Terra Finance, the captive finance company of Terra Motors, empowers individuals to upgrade their livelihoods and achieve self-employment through E-Rickshaw ownership. Our flexible financing solutions are crafted to meet market demands, ensuring a smooth and hassle-free experience from documentation to repayment.

We offer personalised repayment plans tailored to your unique customer needs. With competitive interest rates based on location and loan duration, we aim to make your investment affordable and valuable.

Choose Terra Finance for a financing experience that supports your journey to success. Join our community of E-Rickshaw owners and let us help you build a successful future.

Highlights of Terra Finance India
150
Locations Across India
6000
Smiles Delivered (vehicles sold)
588
Disbursement
720
Asset Deployed on Lease
How to Get Started?
EMI Calculator
How much do you want to borrow?
₹50,000
Annual Rate of Interest
14%
Tenure
36 months
Processing Fee + Documentation Charges - 5%
Subvention Charges - 3%
GPS Charge - Extra as applicable
Taxes & GST - Extra as applicable
Payment Schedule
MONTHLY EMI
₹1,972.22
INTEREST + PRINCIPAL
Total Repayment
₹71,000
TOTAL INTEREST
₹21,000
Contact Us
Enjoy cost savings & better driving experience
Accessible for all
Affordable for all
Easy payment terms
Competitive interest rates
Hassle-free process
Now Finance Support is Available Pan India
...
Benefits of Financing with Terra
IOT Protects Your Assets

In today’s time where vehicle theft is still very much a big issue, Terra Motor provides an option of installing GPS device in every vehicle which will be directly connected to Terra Track App. A dealer, a customer or any stakeholder can track the live location of the vehicle, which will directly have a positive impact on the issue. It will also provide the customer and the company with vital information like the mileage, running time, etc.

Insurance Protects Your Business

All Terra vehicles are insured with the best policy available in the market. To make the process of insurance quick and hassle-free, Terra Motor provides a tutorial session to each of its customer and also educates them about the policy at the time of delivery of the vehicle.

Benefits of Financing with Terra
IOT Protects Your Assets

In today’s time where vehicle theft is still very much a big issue, Terra Motor provides an option of installing GPS device in every vehicle which will be directly connected to Terra Track App. A dealer, a customer or any stakeholder can track the live location of the vehicle, which will directly have a positive impact on the issue. It will also provide the customer and the company with vital information like the mileage, running time, etc.

Insurance Protects Your Business

All Terra vehicles are insured with the best policy available in the market. To make the process of insurance quick and hassle-free, Terra Motor provides a tutorial session to each of its customer and also educates them about the policy at the time of delivery of the vehicle.

Frequently Asked Questions

Yes, just like any other motor vehicle, you can avail loan facility for E-Rickshaw.

Terra Finance along with it’s preferred finance partners provides quick loans.

Terra Finance is Terra Motors’ own NBFC segment which provides easy e-rickshaw loans to individuals.

Only Customers who buy Terra E-rickshaw from Terra Dealer partners are eligible for e-rickshaw loans.

Contact Us

Contact Us:
[email protected] | 9091180911, 8010000890
Address:
8th Floor, Stesalit Tower, E-2-3, GP Block, Sector V, Bidhannagar, Kolkata, West Bengal 700091